GEP accounting has become a prairie fire and is expected to be included in the relevant performance appraisal system in the future.

  After about ten years’ exploration, the total value of ecological products (GEP) accounting has become a prairie fire, and it is expected to become an important yardstick to measure the effectiveness of one party’s economic and social development and ecological environmental protection.

  "GEP accounting is a hot research topic at home and abroad, and it is also an important measure to establish and improve the value realization mechanism of ecological products and realize the modernization of ecological environment governance system and governance capacity." Experts from the Environmental Planning Institute of the Ministry of Ecology and Environment said.

  The research team led by Wang Jinnan, academician of China Academy of Engineering and president of the Environmental Planning Institute of the Ministry of Ecology and Environment, has just completed the GEP accounting of Xing ‘an League in Inner Mongolia Autonomous Region. Through field monitoring and investigation, quadrat experiment simulation and model prediction, the research team has basically found out the ecological products of Xing ‘an League.

  The accounting shows that the GEP of Xing ‘an League in 2020 is 471.87 billion yuan, accounting for 8.2% of the total GEP of the whole region (in 2020, the GEP of Inner Mongolia Autonomous Region is 5,745.403 billion yuan), the unit area GEP is 8.559 million yuan/square kilometer, and the per capita GEP is 333,000 yuan/person, which is 1.4 times and 5.7 times of the average water in the whole region and the whole country respectively. According to the comparative analysis, in 2020, the GEP of Xing ‘an League will increase by 17.6% compared with 2015, and the GDP will increase by 24% compared with 2015.

  "Xing ‘an League in ‘ Thirteenth Five-Year Plan ’ During this period, ‘ Green mountains and green hills ’ And ‘ Jinshan Yinshan ’ Double growth in value. " Wang Jinnan said.

  Xing ‘an League is an important production base of agricultural and livestock products in China, which is recognized as the "golden belt of rice in cold regions", "golden belt of corn planting" and "the best belt for raising cattle" in the world. This study found that with the enhancement of ecosystem supply and service capacity, the market share of rice and corn agricultural products brands in Xing ‘an League increased steadily.

  Xing ‘an League is rich in water resources, ranking second in the whole region, and is the "faucet" in Northeast China. According to the research team, the research found that the flood storage and water conservation values in Xing ‘an League are relatively high, which are 71.818 billion yuan and 56.407 billion yuan respectively, accounting for 15.22% and 11.95% of the GEP of the whole league. Xing ‘an League has a natural secondary forest area in the southern foothills of Daxing ‘an Mountains, which is called Lin Hai, and its ecological carbon sink accounts for 2/3 of its carbon emissions, with a value of 330 million yuan, which has great potential for carbon neutrality.

  In addition, the cultural tourism service value of the ecosystem in Xing ‘an League in 2020 is 7.784 billion yuan, accounting for 1.65% of the GEP of the League. As a national winter training base for freestyle skiing aerial skills, Aershan is endowed with unique ice and snow resources, and the advantages of ice and snow ecological resources will become an important support point for the development of ice and snow ecological industry in Xing ‘an League.

  China is exploring to incorporate the total value of ecological products into the relevant performance appraisal system and implement the "double assessment" of economic development and total value of ecological products. Photography/Zhangke

  In 2013, IUCN and other institutions introduced GEP accounting method for the first time in Kubuqi, Inner Mongolia, aiming at measuring and displaying the ecosystem status by calculating the gross output value of forests, deserts, wetlands and other artificial ecosystems such as farmland, pasture and aquaculture farms, and preparing for the next step to connect with the national economic statistics and accounting system.

  In August, 2019, the Opinions of the Central Committee of the Communist Party of China and the State Council on Supporting Shenzhen to Build a Pilot Demonstration Zone in Socialism with Chinese characteristics clearly stated that it is necessary to "explore the implementation of the ecosystem service value accounting system".

  After that, the Opinions of the Central Committee of the Communist Party of China and the State Council on Supporting the High-quality Development and Construction of Common Prosperity Demonstration Zone in Zhejiang, published in June 2021, proposed to "explore and improve the application system of ecosystem gross product (GEP) accounting with Zhejiang characteristics"; In January 2022, the State Council’s Opinions on Supporting Guizhou to Break New Trails in the Great Development of the Western Region in the New Era put forward that the total value of ecological products should be included in the relevant performance appraisal system, and the "double assessment" of economic development and total value of ecological products should be implemented.

  Up to now, Zhejiang Province and Guizhou Province have issued their own GEP accounting technical specifications. Qinghai, Hainan, Inner Mongolia and other provinces (autonomous regions and municipalities), 23 cities (prefectures and leagues) such as Shenzhen and Lishui, and more than 100 counties (municipalities and districts) such as Aershan and Chishui have launched GEP accounting pilot demonstrations. The Ministry of Ecology and Environment has issued the GEP accounting standards such as "Ecosystem Assessment: Technical Specification for Gross Ecosystem Product (GEP) Accounting", which laid a working foundation for the implementation of GEP assessment.

  At the beginning of this year, the research team led by Song Youtao, Dean of the School of Environment of Liaoning University, completed the GEP accounting research in the three eastern provinces. The results show that the total value of GEP in the three northeastern provinces in 2019 was 6.12 trillion yuan. Among them, the adjustment service has the highest value, accounting for 67%; The value of material products and cultural services accounted for 22% and 11% respectively. The per capita GEP of the three northeastern provinces is 59,000 yuan/person.

  Song Youtao told the first financial reporter that through research and accounting, the project team also put forward relevant suggestions for the future development of all parts of the three northeastern provinces.

  "In 2019, the total value of GEP in the three northeastern provinces was 6.12 trillion yuan, 1.19 times of GDP." Zhu Jinghai, chairman of Liaoning Environmental Science Society, said. This accounting result also gives people a new understanding of the old industrial base of the three northeastern provinces.

  "The improvement and degradation of an area’s ecosystem directly affects its ability to provide ecological products and services." Ouyang Zhiyun, director of the Center for Ecological Environment Research of Chinese Academy of Sciences, said that GEP accounting can be used to evaluate the effectiveness of ecological protection. The increase of GEP indicates that ecological protection is effective; The decline of GEP indicates that the ecosystem is degraded and destroyed.

  Some experts told the First Financial Reporter that GEP is expected to become a weather vane for high-quality development of a country or region in the "14th Five-Year Plan" or a longer period in the future, and become a "baton" as important as GDP.

  During the two sessions of the National People’s Congress this year, the Central Committee of Jiu San Society submitted the Proposal on Accelerating the Comprehensive Establishment of the Double Assessment System of GEP and GDP. The proposal proposes to speed up the improvement of GEP evaluation technical guidelines and other related policies, clarify the accounting scope of GEP, formulate the classification list of ecological products, standardize the accounting method of ecological products, determine the index system for measuring the production value of ecosystems, and incorporate GEP into the national economic statistical accounting system. Guide similar areas and similar ecosystems to establish unified and standardized accounting evaluation standards, and provide a basis for GEP to be included in the performance appraisal of local leading cadres.

  The proposal also suggests that the establishment of a dual assessment system for GEP and GDP should be gradually promoted from point to point, so as to push it out in an all-round way during the "Tenth Five-Year Plan" period and establish a regular release system for the results of the dual assessment of GEP and GDP.

The more "social cattle" the elderly, the longer they live? 6 kinds of social activities that make you live longer. Come and see.

  With the continuous growth of the elderly population

  People gradually began to pay attention to the topic of health and longevity of the elderly.

  There are many factors that affect life span.

  But there is one thing you may not have expected-social activity.

  Do you like socializing?

  Some studies have pointed out that

  Frequent social interaction may prolong the life span of the elderly.

  Is this statement true?

  What social activities contribute to longevity?

  What are the benefits of frequent social activities?

  How to reduce social troubles?

  Hurry up and get to know it with the small circle!  

  Health science experts

  He Sen

  west china hospital,sichuan university

  Deputy chief physician of cardiology department

  Why do you live longer by socializing?

The more "social cattle" the elderly, the longer they live? 6 kinds of social activities that make you live longer. Come and see.

  Recently, a study of more than 28,000 Chinese people in west china hospital shows that frequent social interaction may prolong the life span of the elderly.

  On March 6, 2023, the team of west china hospital He Sen and Wang Ziqiong published in the authoritative journal Epidemiology and Community Health (Journal of
Epidemiology & Community
Health) reveals that active participation in social activities is related to the overall survival of the elderly in China, especially almost daily participation in social activities is more conducive to long-term survival.

  The purpose of this study is to examine the relationship between the frequency of social activities and the overall survival rate in a relatively large cohort of elderly people in China, and to analyze the medium and long-term impact of social activities on the overall survival rate. It is found that frequent participation in social activities is related to prolonging the overall survival time. From baseline to five-year follow-up, the more frequent social activities, the longer the survival time. However, after 5 years of follow-up, there is a threshold effect between the frequency of social activities and the total survival time, and only participating in social activities almost every day can significantly prolong the total survival time.

  In order to prolong the long-term overall survival, it is strongly recommended that the elderly participate in daily social activities.

  What social activities contribute to longevity?

  First, take the initiative to say hello and smile

  Introduce yourself to a new neighbor, or start a conversation while waiting in line at the store. In the course of your conversation, you may find common interests that can initiate new friendship.

  If you are shy, you may find that a simple smile will soon expand your social horizons. When you smile, you will give others a friendly and approachable impression, and others may stand up and start a conversation with you.

  Second, join interest groups or universities for the aged.

  With the attitude of "never too old to learn", many elderly people go to universities for the elderly or join interest groups, learning boxing, music, dance, photography, painting, calligraphy and English … Through rich courses and group entertainment activities, they not only add color to their old age life, but also transmit positive energy to the surroundings.

The more "social cattle" the elderly, the longer they live? 6 kinds of social activities that make you live longer. Come and see.

  Third, volunteer for public welfare activities on a regular basis

  You can take the initiative to participate in some community affairs and join the team of community volunteers, such as being a propagandist of civilized new style, a supervisor of sanitary environment, and a patrolman with stable community security. In this way, you can not only make yourself "body of work", but also gain a sense of being respected and needed, so as to live a more interesting and colorful life.

  Fourth, take the initiative to contact old friends

  Old people retire at home and have plenty of time to keep in touch with old friends and colleagues. For the old friends who worked together in the past, you can take the initiative to contact and talk about the old and the new.
Establish new contacts. At the same time, it is suggested that the elderly often make phone calls to catch up with the past, and often organize activities to go out fishing and traveling together, so as to reduce loneliness and enhance the fun of life, and at the same time, deepen their feelings, killing two birds with one stone.

  5. Use your own experience to be an amateur tour guide.

  If the elderly like to travel and have a certain understanding of local history and culture, then becoming a tour guide may be a good choice. Tour guides can provide tourists with interesting travel experiences and make new friends during their travels.

  Sixth, socialize with the help of the Internet

  Nowadays, many elderly people have begun to use social networks, shoot short videos, etc., record and share their lives, keep in touch with relatives and friends, and integrate into the tide of the digital age.

  It should be noted that many elderly people lack the necessary digital participation ability, and their network information discrimination is poor, so they are easily deceived. In many places, communities, nursing homes and some volunteer organizations have also taken action. Apart from teaching the elderly to use the Internet to contact their relatives or engage in leisure and entertainment, they have also taught the experience of "avoiding pits" to help the elderly improve their network literacy and identify various "routines" so as to "surf" safely online.

  What are the benefits of socializing regularly?

  First, contribute to longevity

  Socialization protects us from loneliness and isolation, which is associated with chronic diseases and premature death.

  Second, it helps to decompress.

  Man is an emotional animal. When the person you trust listens to you, you can feel that your body becomes calm, your blood pressure can return to the baseline level, and your stress hormone level will drop, which makes us break away from the fight-or-flight mode. As we all know, if we are under pressure all the time, this stress pattern will gradually destroy our bodies.

  Third, it helps to improve immunity

  Friendship is a "good medicine" to enhance immunity. Good social relations help to reduce the influence of "stress hormones" (norepinephrine, epinephrine and other chemicals released by the adrenal gland when people are nervous) on immune cell function.

  Fourth, help reduce the risk of heart disease.

  In 2022, the research team of the University of California, San Diego found that lack of social interaction would increase the risk of heart attack by 29% and stroke by 32%.

  Five, help reduce the risk of diabetes.

  A research team from Western University of Applied Sciences in Norway found that loneliness increases the risk of type 2 diabetes. The researchers implemented a six-month social strengthening program in an elderly apartment, and found that increasing social interaction can reduce saccharification and prevent diabetes.

  Sixth, help reduce the risk of depression.

  A study published in American Psychiatry systematically examines various risk factors related to depression, including social interaction, sleep, diet, exercise and more than 100 fields. The results show that social interaction has the most significant effect in preventing depression.

  Seven, help reduce the risk of dementia.

  Neurologists in university of alberta pointed out that people over 55 should participate in social activities and novel cognitive activities in order to keep good memories.

  Cognitive decline is a neurodegenerative disease, which is also one of the initial symptoms of Alzheimer’s disease. The intervention of memory decline is very important to prevent or delay these diseases.

  For people aged 55-75, good memory is related to lower heart rate, more entertainment and social activities. Older people over 75 have better memory, faster pace and less depressive symptoms.

  Those with poor memory often seldom engage in new cognitive activities, with higher heart rate, less self-entertainment activities, slower gait and less social activities.

  Researchers say that these changeable risks and protective factors can be transformed into potential intervention targets to prevent memory loss and even dementia.

  How to reduce social troubles?

  The more social activities there are, the more troubles there may be. If you also have a lot of troubles in interpersonal communication,
I don’t know how to socialize more freely, I don’t know how to be more happy, I don’t know how to deal with intimate relationships … Let’s try these 9 methods.
Help you reduce the internal friction and pain caused by interpersonal relationships and gain a happier social experience.

  First, let go of ineffective social interaction

  The purpose of socializing is to make your body and mind healthier, and life is short. You should learn to streamline your circle of friends and stay away from the ineffective socialization that consumes you. Spend more time with your family, and you will have a happy family. Spend more time with your bosom friends, and you will have a strong and stable friendship.

  Second, let go of course

  No matter how good a friend is, don’t ignore each other’s efforts and help. A natural attitude will only make you lose a person who is willing to help you sincerely and a friend who treats you sincerely. The feelings between people are all precipitated when you come and I go. The other person is good to you because he cherishes the feelings between them.

  Third, let go of stereotypes

  The first step to have a good social life is to break the stereotype, face others with an inclusive and open mind, and observe a person from all directions and angles. Let go of stereotypes,
Only by not labeling others easily can you have a "good popularity".

  Fourth, let go of excessive care

  In our life, we often meet such people who keep an eye on other people’s mistakes and are always ready to "turn over old scores". Days pass quickly, and if my heart is filled with these unpleasant trifles,
Then where is the space to carry happy hours? Learn not to care too much, and letting others go is also letting yourself go.

  Fifth, let go of jealousy and comparison

  Jealousy and comparison tend to lose themselves and breed more anxiety. It is better to focus on yourself than envy others; Instead of suffering from blind comparison, it is better to take a long view and improve yourself.

  Sixth, let go of sensitive inferiority complex

  In life, those who are prone to anxiety are often very sensitive. They always think too much about everything. They can’t let go of the past and entangle the present, and often fall into internal friction. Learn to face up to your own value, reduce self-doubt and get rid of inferiority, so that you can communicate with others gracefully. Only in this way can we relax in interpersonal communication.

  Seven, let go of high expectations

  When being a partner, family member or child, you don’t meet the "high standard" in your heart, complaining and blaming.
Bad emotions such as anger will come to mind and make communication stressful. In fact, the secret of getting along comfortably between people is to keep a normal heart.

  Eight, let go of complaining.

  Complaining will not only drag yourself down, but also spread negative emotions to others. Don’t complain about everything, learn to change your mind, replace blame with introspection, and replace complaint with hard work, so that life can be better.

  Nine, let go of excessive dependence

  Instead of seeking external dependence, it is better to seek our own strength at home. Many people can only accompany you on this journey of life. Quit excessive dependence, be independent and improve yourself, so that you can have the confidence not to be afraid of losing.

The more "social cattle" the elderly, the longer they live? 6 kinds of social activities that make you live longer. Come and see.

[Editor in charge:

]

China’s charitable donation culture is accelerating.

"Source of this article: China Network"
Charity donation is one of the important contents and manifestations of social welfare activities in contemporary China. Behind charitable donation activities can often reflect the charitable donation culture of a country and a nation. The culture of charitable donation here refers to the behavior consciousness, values and system of people’s voluntary organization and donation to participate in social public welfare activities by relying on the power of morality. Behavioral awareness here refers to the voluntary awareness of action to support and help the disadvantaged groups in society and enhance human well-being; The values here include altruism, voluntary service, equality and mutual assistance, friendship and tolerance and other moral and spiritual connotations; The charity system here includes the organizational system, institutional norms and legal system related to charitable donations. Charity donation culture is the foundation of charity behavior. The long-term accumulation of charitable behavior will form a charitable donation culture, and the two complement each other. The charitable donation culture of a country and a nation is the product of the long-term development of a society, and its connotation and extension will also evolve with the development of society. The author thinks that, as a country with a long history, China’s charitable donation culture combines the characteristics of the benevolent spirit of China’s traditional culture, the humanitarianism of western charity and the government responsibility of socialist countries. In recent years, the charitable donation culture in China has been growing in a relatively stable socio-economic and institutional environment, and the donation culture in China society is accelerating.
First, the party and the state attach great importance to it and the legal system is improving day by day.
The formation of charity culture requires the state to grasp the direction from the top-level design of social governance and the practical guarantee and support of laws and institutional systems. After years of exploration and reform, China has formed a system of "three regulations and one law" in the field of charity, based on the Regulations on the Registration and Management of Social Organizations, the Provisional Regulations on the Registration and Management of Private Non-enterprise Units, the Regulations on the Management of Foundations and the Charity Law. The Charity Law promulgated in 2016, the Central Committee of the Communist Party of China’s Proposal on Formulating the 14th Five-year Plan for National Economic and Social Development and the Long-term Goals for the Year 2035, which were adopted by the Fourth Plenary Session of the 19th Central Committee in 2019 and the Fifth Plenary Session of the 19th Central Committee in 2020, clearly put forward that "the third distribution" is an important part of the income distribution system, which is an important milestone in the development history of charity in China, laying the legal foundation for charity and other public welfare undertakings and establishing charity and other public welfare undertakings in China.
The Party Central Committee recently issued the Opinions of the Central Committee of the Communist Party of China and the State Council on Supporting Zhejiang’s High-quality Development and Building a Demonstration Zone for Common Prosperity, which clearly pointed out that "establish and improve the incentive mechanism to repay the society. Encourage and guide high-income groups and entrepreneurs to be kind and caring for society, enhance their sense of social responsibility, actively participate in and set up social welfare undertakings … Give full play to the role of the third distribution, develop charity undertakings, and improve the institutional mechanisms conducive to the sustained and healthy development of charitable organizations ",which has raised the shaping of charity mechanisms and culture to a new height of socialist common prosperity demonstration, fully demonstrating that the party and the state attach great importance to it.
Second, the willingness of the first rich groups to donate is getting stronger.
The formation of charity culture depends on the material conditions of a country and a nation. Since the reform and opening up for more than 40 years, with the economic development of China and the confirmation of private property rights, China’s private wealth has grown rapidly, and China society has entered a well-off stage in an all-round way, which has provided a good material foundation for the formation of charity culture.
In the past ten years, the number of the first rich groups and the scale of wealth in China have increased rapidly. According to the 2021 China Private Wealth Report released by China Merchants Bank and Bain Company, the number of high-net-worth individuals in China reached 2.62 million in 2020, and the compound annual growth rate increased from 12% in 2016-2018 to 15% in 2018-2020. It is estimated that by the end of 2021, the number of high-net-worth individuals in China will reach about 2.96 million, and the scale of investable assets will reach about 96 trillion yuan. First of all, judging from the social donation behavior in China in the past decade, the rich first group has made important contributions to the charity in China in the past decade. According to the statistics of Forbes China Charity List over the years, the total donation of the first-rich group in the past 2017-2019 was about 54.39 billion yuan. According to the statistics of China Top 100 Charities List 2011-2020, there are 202 first-rich philanthropists who have donated more than 100 million yuan in the past 10 years, accounting for 93.28% of the total donations made by philanthropists on the list. A total of 28 people donated more than 1 billion yuan, accounting for 74.57% of the total donation; A total of 6 people donated more than 10 billion yuan, accounting for 39.97% of the total donation. Secondly, judging from the characteristics of donation projects, the first rich groups tend to make long-term large donations, support people’s livelihood and basic fields such as education, poverty alleviation and medical care through donations, and make charitable donations with strategic and extensive social influence for national development and human welfare. For example, in 2013,Dang Yanbao, founder of Ningxia Baofeng Group, promised to donate 1.153 billion yuan to 102,000 poor students through Yanbao Charity Foundation within seven years. By the end of 2019, Yanbao Foundation had donated 1.953 billion yuan to support 197,900 Ningxia college students. In October 2018, Guangdong Guoqiang Public Welfare Foundation announced that it would donate 2.2 billion yuan to Tsinghua University in the next 10 years to support basic frontier scientific research, talent training and the introduction of high-end talents in Tsinghua University, setting a record for China University to receive social donations at that time. Undoubtedly, the influential donations of the first rich groups will effectively guide the charitable donations of the later rich groups and the mass groups, thus promoting the formation of a benign donation culture.
Third, public donations and small donations are increasingly active.
In recent years, the increase in the amount of charitable donations and the number of participants in China, especially the increase in the number of small donations and the amount of donations, fully shows that China’s charitable donation culture is taking shape. According to the data of China Charity Donation Report from 2016 to 2019, the proportion of individual donations of Chinese citizens is increasing year by year compared with donations from enterprises and other institutions. The proportion of individual donations increased from 21% in 2016 to 38% in 2019. In recent years, the amount of donations and the number of participants in the field of Internet charity fundraising, which can best reflect the donations of the masses, have continued to increase substantially. According to the statistics of the Ministry of Civil Affairs, the total amount of Internet donations in China in 2018 was 3.17 billion yuan, up 26.8% year-on-year, and the number of participants reached 8.46 billion; In 2019, the total donation was 5.4 billion yuan, up 68% year-on-year, and the number of participants exceeded 10.876 billion; In 2020, the total donation will exceed 8.2 billion yuan, up 52% year-on-year, and the number of participants will exceed 10 billion. In September 2019, the "99 Public Welfare Day" of Tencent’s public welfare platform attracted more than 48 million people from all over the country in just three days, and donated more than 1.78 billion yuan, which fully demonstrated the powerful power of Internet fundraising. During the celebration of Tsinghua University’s 110th anniversary in 2021, a major breakthrough in the field of resource raising by Tsinghua University Education Foundation was to spread small donations mainly targeted at alumni, which laid a solid foundation for a substantial increase in the long-term alumni donation rate. During the anniversary month,Tsinghua University Education Foundation promoted 19 small fund-raising projects for all alumni in 12 departments and 3 grades. At the same time, Tsinghua University Education Foundation also cooperated with China Education Development Foundation to launch two public offering projects for the whole society. These small fund-raising projects attracted more than 5,000 participants.
Table 1 Statistics of total donation and donation structure in China from 2010 to 2019 (Source: China Charity Donation Report from 2010 to 2019)
Unit: RMB 100 million/%
Figure 1 The amount of donations and the number of participants in the field of Internet charity fundraising in China in recent years.
(Source: Wang Aiwen, Vice Minister of the Ministry of Civil Affairs, spoke at the "China Internet Public Welfare Summit", the portal of the Ministry of Civil Affairs)
Fourth, social organizations and online fundraising have developed rapidly.
In recent years, the development of social organizations, the expansion of volunteer service teams and the involvement of the Internet in the public welfare field are all conducive to the cultivation of charitable donation culture. According to the data released by the National Bureau of Statistics, the number of chinese social organizations has increased year by year, from about 153,000 in 2000 to nearly 867,000 by the end of 2019, an increase of nearly six times. Among them, the foundation, as an important organization in the field of charitable donation in China, has played a very important role. According to the statistics of the Foundation Center Network, as of June 30, 2020, there were 8,172 foundations in China, an increase of 3.03% compared with 2019, and an increase of nearly three times compared with 2250 in 2010. In terms of types of foundations, among all foundations in 2020, there are 1615 public foundations, accounting for about 19.8% of the total number of foundations; There are 6,541 non-public offering foundations, accounting for 80.2% of the total number of foundations. According to the statistics of the Foundation Center Network, the total net assets of national foundations reached 159.23 billion yuan at the end of 2018, with an average asset of 32.537 million yuan, a year-on-year increase of 4.4%. The way of charity in internet plus has also greatly facilitated the large-scale collection and management of charitable funds. According to statistics, in 2019, charitable donations collected by 20 Internet fundraising platforms nationwide exceeded 5.4 billion yuan, a year-on-year increase of 68%.
Figure 3 Statistics of the number and growth rate of foundations in China (data source: data released by Foundation Center Network in July 2020).
Figure 4 Statistical chart of total net assets of Chinese foundations in recent years (data source: data released by Foundation Center Network in July 2020)
5. Emerging donation models such as equity donation are constantly emerging.
With the deepening of economic reform, the forms of personal assets and wealth are increasingly diversified. In recent years, there is a new trend of diversification of donation content and mode in the field of domestic charitable donation. The object of donation is not limited to traditional cash and in-kind donations. With the diversification of wealth carriers, many entrepreneurs and philanthropists began to try equity donation. In response to the long-awaited issue of equity donation in the industry: In 2016, the finance and taxation department issued Circular No.45, "Notice on Corporate Income Tax Policy for Public Welfare Equity Donation", which standardized the related issues of equity donation. In recent years, the stock right donation supporting the development of higher education has shown an increasingly active trend. In 2020, there are six large-scale equity donations in the field of domestic higher education charity.
Table 2 Incomplete Statistics of Large-scale Equity Donation Projects of Domestic University Foundations in 2020 (Unit: RMB)
Source: The author collates according to public information.
For donors, the first thing to do is to get a certain number of years and a certain amount of tax incentives; Donating equity is also an important channel for entrepreneurs to make influential investments and fulfill corporate social responsibilities, and the stable cash flow brought by equity benefits can be continuously used for charity; Donating shares will also help enterprises to establish charitable image and brand value effect, and gain more attention and favor from investors and consumers. In addition, the legal and practical issues of charitable trust have also attracted much attention in recent years. Experts in the industry and academia generally believe that the most effective policy tool to encourage charitable donations in the short term is the tax reduction and exemption policy of charitable trusts, especially the tax preference of charitable equity trusts, which can stimulate the enthusiasm of financial and trust institutions and the high-net-worth population. The Opinions of the Central Committee of the Communist Party of China and the State Council on Supporting Zhejiang’s High-quality Development and Building a Demonstration Zone for Common Prosperity, which was just released in June 2021, also pointed out that "the channels for all sectors of society to participate in charity and social assistance should be unblocked. Explore various new ways of donation and encourage the establishment of charitable trusts. " In this context, it is expected that charitable trust will become a new growth pole of domestic charitable donation market, thus promoting the maturity of China’s charitable donation system and culture.
The people of China, who have realized the power of charity in the infiltration of Chinese traditional charity culture and the development of modern charity, have gathered into a far-reaching force for good in China society with deep kindness and warm-hearted kindness. In recent years, the growth of the wealth of the first-rich, the increase of social organizations and online donations, and the emphasis on the construction of legal system, especially the increase in the amount and proportion of personal donations and Internet donations, show that the charitable donation culture in China is accelerating and maturing. However, at present, the rapid growth of charitable donation scale and the further formation of charitable donation culture in China still face two bottlenecks. The first is the contradiction between the formation of donation culture and the needs of social development, that is, the maturity and popularization of donation culture and charity concept lag behind the speed of economic and social development; Secondly, the contradiction between the supply side of the rapidly expanding donation market (donors and donated resources) and the immature demand side of the donation market (charitable projects and fundraising projects). Tsinghua University Education Foundation, as the earliest university foundation established in China, has accumulated some experience on how to promote and shape the donation culture of charity in the long-term practice of raising resources and supporting social welfare. Facing all kinds of challenges on the road of accelerating the formation of charity culture in China, Tsinghua University Education Foundation will continue to focus on related issues such as charity culture, the third distribution and common prosperity in the future, promote interdisciplinary theoretical and practical discussions and exchanges, and make suggestions and suggestions for promoting the development of charity, introducing relevant national policies and improving the system.Make due contributions to the maturity of charitable donation culture. (Author Yuan Wei, Secretary General of Tsinghua University Education Foundation)
Disclaimer: The content of this article is published or reproduced by this website, which only represents the author’s personal views and has nothing to do with this website. For readers’ reference only, please check the relevant contents yourself. )
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"Fat Man Action Team" special poster appears "Fat Man Agent Contradictory Meng"

1905 movie network news  Directed by Bao Beier, the comedy action film starring Clara, Xu Juncong, Yijun Zeng and Menglu Zhang, starring Guo Jingfei, Yasuaki Kurata, Ryu Kohata, Qi Yuwu and Wen Juan, and featuring Song Jia and Yoko Lamu will be released nationwide on September 30th. Today, the film exposed the special edition of "Fat Agent Contradictory Meng" and the poster of "Big Body and Small World". The special issue released this time subverts the audience’s impression of traditional agents and redefines the necessary skills of agents. The full contrast and joy are amazing. In the poster, the article, Bao Beier, Guo Jingfei, Clara, Yoko Spicy and Xu Juncong step on the miniature landscape, and the energy in the body spurts out.

Bao Beier’s Funny "Dedication" Special Edition Fat Brothers Jointly Interpret the New Definition of Agents

In traditional spy movies, the protagonist is often handsome and mysterious, but the movie "Fat Man Action Team" takes a different approach, and a pair of "contrast Meng" spy brothers with huge size are born. Agent J played in the article and Hao Yingjun, played by Bao Beier, not only have a heavy figure of "300 kg +300 kg", but also have many strange tricks in the process of carrying out the task of agents. For example, in the face of onlookers, the two people supernormally performed the "sauce and tofu dance" that jumped out of the strange dance, which shocked everyone. At the same time, the self-evaluation of "we danced well" also released the humorous temperament of the fat agent.

In addition to the strange posture of dancing to save themselves, the special agent equipment in the movie "Fat Man Action Team" is even more unconventional, and daily necessities can also turn decay into magic. The invisible magic weapon of ventilation pipes and bricks are used as darts, and even the vacuum cleaner in Clara’s hand has become a "healing artifact". This special agent is really unusual! In addition to the funny daily life of two fat agents, the special edition also reveals the details of the article Bao Beier’s two partners’ "incompatibility", which is worth looking forward to.

In this special edition of "Fat Agent’s Contradiction", director Bao Beier also took on the dubbing task, offering her voice. The funny daily life of the fat agent was solemnly stated by director Bao Beier, and his sense of humor doubled, so the special edition showed a completely different joyful temperament.

Guo Jingfei villains attack, and Clara is gentle and quiet, surpassing the "goddess"


 This time, the movie "Fat Man Action Team" released six single posters of "Big Body and Small World" version. Article, Bao Beier, Guo Jingfei, Clara, Yoko Ramo and Xu Juncong respectively stepped on the miniature landscape representing their own identities, and the enlarged version of the body was in sharp contrast with the landscape, showing the great strength of the characters’ hearts. The article and Bao Beier, as brothers of fatty agents, one stepped on helicopters and containers, while the other stepped on hospitals and cities, suggesting that they had completely different life experiences before becoming agents in XXXL version. Clara’s foot on the garden and the city is quiet and beautiful, and the wonderful fate between her and Hao Yingjun played by Bao Beier is also curious. Guo Jingfei, Yoko Spicy and Xu Juncong, as powerful villains in the film, have different situations, especially Guo Jingfei, who is dressed in a suit and coat and comes with a gun, is aggressive. The struggle between the villain’s big boss and two XXXL fat agents is also quite exciting.

It is understood that the movie "Fat Man Action Team" mainly tells a series of ironic and dangerous crisis stories that the agent "J" played by the article and the security guard Hao Yingjun played by Bao Beier go through in order to complete a special task. The film will be released nationwide on September 30th.

 

Tianfu longya fragrance Shencheng brand Sichuan tea goes to Shanghai again

The 3rd Shanghai International Tea Expo will be held in Shanghai Expo Exhibition Hall (Hall H1 and Hall H2) from August 24 to 27. At that time, there will be a collection of famous brands and elegant wares, and tea culture activities.

The water of the snow-capped mountains meets the Pujiang River, and the Tianfu Longya is "different"

Brand Sichuan Tea Fragrance Festival, Tianfu Longya is "extraordinary"

Charming Sichuan Tea Festival, Tianfu Longya is "different from every fragrance"

Wuhan area Xingtu Lanyue price reduction information, discount 18,000! Today’s great discount

Welcome to the Autohome Wuhan Promotion Channel, here to bring you the latest and exciting news. This high-profile SUV model is on an unprecedented promotion in Wuhan. At present, consumers can enjoy a car purchase subsidy of up to 18,000 yuan, which has reduced the minimum starting price of Xingtu Lanyue to 175,900 yuan. This is a great opportunity not to be missed. Friends who want to know more about the current discount details and strive for higher discounts, don’t miss the "Check the car price" link in the quotation form. Let’s seize the perfect opportunity to buy a car together.

武汉地区星途揽月降价信息,优惠1.8万!今日钜惠

Xingtu Lanyue has attracted a lot of attention with its unique exterior design. The front face design adopts the family language, showing the combination of strength and refinement, and the air intake grille is decorated with a large area of chrome, which not only enhances the visual impact, but also highlights the sense of luxury. The overall style is tough and atmospheric, with smooth lines, giving a stable and luxurious visual experience, whether it is on the urban street or in the rural wilderness, it can become the focus of attention.

The side lines of Xingtu Luoyue are smooth and powerful. The body size is 4970mm x 1940mm x 1792mm, and the wheelbase is up to 2900mm. This dimensional design makes the body spacious and the driving stability can be improved. The front and rear wheel tracks are 1644mm, ensuring the balance of the vehicle during driving. The tire size adopts 245/50 R20, and it is matched with a delicate wheel design, which not only enhances the visual impact of the vehicle, but also provides good grip and comfort for driving.

武汉地区星途揽月降价信息,优惠1.8万!今日钜惠

The interior design of Xingtu Lanyue highlights the sense of luxury and technology. The exquisite leather steering wheel provides a comfortable grip and supports manual up and down and front and rear adjustments, allowing the driver to easily find the ideal position. The 15.6-inch central control screen stands in the center, integrating multimedia, navigation, telephone and many other functions. It is easy to operate and has excellent visual effects. As for the seats, high-quality leather materials are used. The main and passenger seats are equipped with front and rear, backrest adjustment and high and low adjustment. At the same time, heating and ventilation functions are provided to ensure a comfortable ride. The driver’s seat also has an additional power seat memory function, and the passenger seat also supports front and rear and backrest adjustment. The rear seats support proportional reclining, providing flexible loading space to meet daily changing needs. In addition, the configuration of the USB and Type-C ports in the car meets the charging and multimedia needs of passengers, and the wireless charging function brings a more convenient experience to the front passengers. Overall, the interior design of Xingtu Lanyue not only focuses on practicality, but also has a sense of high-end, creating a comfortable and technological riding environment for drivers and passengers.

武汉地区星途揽月降价信息,优惠1.8万!今日钜惠

Xingtu Lanyue is equipped with a powerful 2.0T engine with a maximum power of 192 kilowatts, which can output 261 horsepower. This engine has a peak torque of 400 Nm and is combined with an 8-speed automatic transmission. It not only guarantees the driving performance of the vehicle, but also provides a smooth gear shifting experience, bringing the driver a hearty driving pleasure.

Overall, Xingtu Lanyue has won the recognition of Autohome owners with its strong power and stable chassis. His much-admired interior design, spacious space and atmospheric appearance undoubtedly add comfort and dignity to his daily travel. And the intelligent car system enhances the technological sense of the driving experience. These advantages have made Xingtu Lanyue win a good reputation in the market and become an ideal choice in the hearts of many car buyers.

What does double clutch mean?

In the field of automobile technology, powershift (DCT) is an innovative transmission system, which combines the advantages of manual and automatic transmission.

Different from the traditional automatic transmission, the dual clutch realizes seamless power conversion and gear shifting through two independent clutches, thus providing a smoother driving experience.

Principle analysis: each clutch controls different gears, for example, one clutch is responsible for gears 1, 3 and 5, and the other clutch is responsible for gears 2, 4 and 6, and reverse gears. This design makes it unnecessary to completely interrupt power transmission when shifting gears, thus reducing the sense of frustration when shifting gears. The application of dual clutch technology allows drivers to enjoy the accuracy of manual transmission and the convenience of automatic transmission.

In the market, powershift is made by many well-known brands, such as BYD in China, Borg Warner in the United States, and international giants such as Ford, Mitsubishi, Nissan, Fiat, Getrag and ZF. These enterprises have invested a lot of resources in the research and development and application of DCT technology to improve vehicle performance and driving experience.

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Generally speaking, powershift is an efficient and advanced automobile transmission system, which brings unprecedented driving experience to drivers with its excellent performance and fast shift response. When choosing a vehicle, powershift is undoubtedly an important option to improve driving pleasure and efficiency.

[Planning] Guide to Japanese Movie Dishes: Walking on the Edge of Life

foreword】 Counting, China fans are the most eye-catching. Various channels of DVD circulation have greatly facilitated the fans’ demand for watching new and old movies from all over the world.

Japanese films, as an important branch of the world’s national films, have not only sent the world hall-level masters such as Kenji Mizoguchi, KonIchikawa, Yasujirō Ozu, Kurosawa and Nagisa Ôshima, but also well-known directors such as Kitano Takeshi, Kiyoshi Kurosawa, Shunji Iwai, Yoichi Sai and Sanchi Chongshi who are active in today’s film industry. In the eyes of the world’s filmmakers, Japanese films are still the most powerful representatives of oriental films.

Japanese movies circulating in China through the big screen are rare, but this can’t stop the enthusiasm of many folk fans for Japanese movies at all. There is a serious team of Japanese fans hidden among the huge movie enthusiasts, and washing dishes has become the main channel for them to contact Japanese movies.

Based on the recommendation of Chinese and Japanese netizens, this issue summarizes ten Japanese movies that are suitable for lying in bed after a hard day’s work. Most of these ten movies capture the taste of life and reflect the meaning of existence and the value of life. You may wish to include them in your choice field of vision when you wash dishes next time. (Planning/Liu Ge)

Children in that street

Japanese:そののこどものののも Theater Edition’

Director:Inoue Gou

Production time:2010 years

Introduction to the film:At 5: 46 on January 17, 1995, the city was destroyed in a flash, and we survived. After the brave treatment of Hanshin Earthquake in childhood, Mei Xia now lives in Tokyo.

On the day before the 15th anniversary memorial meeting, they met by chance in Kobe. In order to face up to the scars left by her heart, Meixia decided to attend the memorial meeting this year, but Yongji came on a business trip and was not serious about this activity.

Two people walking in the streets of Kobe in the middle of the night, Misha noticed the past that Yong Zhi had buried for many years …

 

We have no tomorrow

Japanese:"I don’t know, tomorrow."

Director:Tanada Yuki

Production time:the year of 2008

Introduction to the film:Hiruma, Guo and Ando are three groups of 17-year-old high school students who are bad students.

Hiruma fell in love with his classmate Tomino, but one day he witnessed the scene where Tomino and the head teacher just came out of the lover’s hotel …

 

 

 

Taro worm (Caterpillar)

Japanese:『キャタピラー』

Director:Kōji Wakamatsu

Production time:2010 years

Introduction to the film:The husband who lost his limbs in the war and returned as a wounded soldier was believed as a god of war by the villagers.

And his wife is tired of satisfying his strong appetite and sexual desire ……。

 

Rashomon

Japanese:Rashomon

Director:Akira Kurosawa

Production time:1950

Introduction to the film:Tell the story of a samurai and his wife who were intercepted and bound by robbers on their long journey, and his wife was raped by robbers, and then the samurai died for unknown reasons. The scene and part of the plot come from Akutagawa Ryunosuke’s Rashomon.

The film expresses the meaning of "people can’t keep their words" through different descriptions of this incident.

 

"PiCNiC" (also known as "Dream Traveler")

Japanese:『PiCNiC』

Director:Shunji Iwai

Production time:In 1996

Introduction to the film:

Tell the story of Coco, Curly and Xiaowu who met in the mental hospital. They walk on the fence, fascinated by the fun of adventure, and firmly believe that "the end of the world is coming." In order to watch the end of the world, the three decided to have a picnic …

Night of heels

Japanese: リァリズムの \

Director:Yamashita Nobuhiro

Production time:In 2004

Introduction to the film:

The fledgling film director Toshihiro Kimura and playwright Kosuke Hirai visited a hot spring street in Shimane Prefecture, met a young woman and embarked on a trip of two men and one woman …

 


[China Net Review] Why should the EU provoke a trade friction without winners?

China network commentator Le Shui

Recently, the European Commission passed the final vote to impose countervailing duties on electric vehicles in China, and decided to impose tariffs of 7.8%-35.3% on electric vehicles imported from China at the end of October. Since Ursula von der Leyen, President of the European Commission, announced in September 2023 that an anti-subsidy investigation was launched on electric vehicles in China, the EU’s trade sanctions against China have been hanging for more than a year. In the meantime, despite repeated representations with the EU, China failed to prevent the stick of trade sanctions from finally falling. This move marks a substantial step for the EU in the wrong direction of trade protectionism, and it also means the further escalation of trade friction between China and Europe. The trade friction between China and Europe is not in the interests of either side, and the trade sanctions stick that the European side actively waved will eventually fall back on itself.

Comics: run counter to each other

China and the European Union are the second and third largest economies in the world respectively. The economies of the two countries are equal, their economic structures are complementary, and they have broad consensus on promoting multilateralism and tackling climate change. Under the principle of complementary advantages, mutual benefit and win-win, China-EU economy has already formed a pattern of interest blending of "you have me and I have you". In 2023, the total trade volume between China and Europe was US$ 783 billion, and China and the EU were each other’s second largest trading partners. The EU’s erection of trade barriers against China is bound to hurt itself.

In view of this "final vote" result, China quickly took countermeasures. On October 8th, the Ministry of Commerce of China announced that it would take anti-dumping measures against imported brandy originating from the European Union. In addition, the Ministry of Commerce of China conducted anti-dumping and countervailing investigations on pork and dairy products imported from the European Union in June and August this year respectively. China’s series of counter-measures can be described as "hitting the snake seven inches". In 2023, the total amount of brandy, pork and dairy products exported by the EU to China reached about $10 billion. If we lose the China market, the related industries in the European Union will feel a great pain. In early September, a large number of French brandy producers and farmers gathered in the cognac area to protest. The chairman of the cognac producers’ guild said, "If the EU decides to impose tariffs on China’s electric cars, China’s countermeasures will force French brandy to disappear from the China market." "We are victims, but no one listens to our opinions."

Compared with brandy, pork and dairy products, the EU exports more cars to China. In 2023, the EU exported 196,000 fuel vehicles to China alone, with a total amount of US$ 17.9 billion. If China extends the countermeasures to the automobile industry in the EU, the EU economy will undoubtedly suffer heavy losses.

People of insight in Europe have long foreseen this. A few days before the vote, German Chancellor Angela Scholz publicly called on the EU to manage trade risks wisely and not to rashly impose punitive tariffs on electric vehicles in China. German Finance Minister Lindner also publicly stated that "for a key industry in Europe and a key department in Germany, the disadvantages of a trade war with China outweigh the advantages".

In fact, nearly half of the EU countries, represented by Germany, have been complaining about the initiative of the European Commission to provoke trade frictions with China. From the specific voting process, it is not difficult to find that there are serious differences within the EU on the issue of imposing tariffs on electric vehicles in China. The final voting results showed that there were 10 countries in favor, 5 countries against and 12 countries abstained-which caused a "spectacle" of abstaining more than voting in favor. It is worth mentioning that Spain and Sweden, which originally agreed to increase tariffs in the pre-voting in July, abstained from voting this time. Therefore, compared with the previous pre-voting results, the number of opposition and abstention votes is increasing, while the number of votes in favor is decreasing.

It is precisely because of the huge differences within the EU that European Commission officials said before the vote that even if the decision to increase tariffs is passed, the EU is still willing to continue negotiations with China to seek alternative solutions. This statement of the European Commission undoubtedly implies to the outside world that this "final vote" is not a final decision. In other words, this vote is more like a "performance". It remains to be seen whether the tariff stick dropped by the EU is virtual or real.

Since the EU has not made up its mind to escalate the trade friction with China, why should it take pains to direct and perform a "voting show"? There is naturally a shadow of the United States behind this. In May this year, after the United States announced that it would impose tariffs on China’s electric vehicles, it has been doing everything possible to lobby the European Union to join the camp to contain China’s new energy industry. According to the data, in 2023, China exported only 12,000 electric vehicles to the United States, while nearly 500,000 electric vehicles were exported to the European Union. In fact, America’s "drunkenness is not about wine", and it is its real intention to pull the European Union into the partnership. In the context of the protracted Ukrainian crisis, the EU urgently needs the United States to provide security guarantees, so it does not dare to say "no" to the United States easily on the issue of tariffs on China.

There is no geopolitical contradiction or fundamental conflict of interest between China and Europe. Win-win cooperation is the main tone of China-EU relations, and trade friction will only cause both sides to lose. It is hoped that the EU will re-weigh the pros and cons on the tariff issue with China, make a correct decision in favor of China-EU relations, and avoid being "biased" by the protectionist policies of other countries.

Editor: Jiang Xinyu, Zhang Yanling, Cai Xiaojuan

Note: This article is supported by China Positive Energy Network Communication Special Fund of China Internet Development Foundation.


[CCTV Review] Heavy! The State Council issued a document to rectify Internet financial risks and regulate "crowdfunding to buy a house" and other behaviors

Today (13th), the State Council released the Implementation Plan for Special Remediation of Internet Financial Risks. Comprehensive arrangements were made for the special rectification of Internet financial risks. This move means that the official "sword" refers to the internet financial risks, sets a "military order" and sets a "timetable".

The plan calls for the completion of the special rectification of Internet financial risks by the end of March next year, and the key rectification areas include:

P2P peer-to-peer lending and Equity Crowdfunding Business

Asset management and cross-border financial business through the Internet.

Third-party payment service

Advertising in the field of internet finance

The goal is to form an overall report on Internet finance rectification in China, and establish and improve a long-term mechanism for Internet finance supervision.

In addition, the following five documents were released today:

The People’s Bank of China and other 17 ministries and commissions "Implementation Plan for Asset Management through the Internet and Special Remediation of Cross-border Financial Business Risks";

The People’s Bank of China and other 14 ministries and commissions "Implementation Plan for Special Remediation of Risks of Non-bank Payment Institutions";

CBRC’s Implementation Plan for P2P peer-to-peer lending Risk Special Remediation Work.

China Insurance Regulatory Commission and other 15 ministries and commissions "Implementation Plan for Special Remediation of Internet Insurance Risks".

The CSRC and other 15 ministries and commissions "Implementation Plan for Special Remediation of Equity Crowdfunding Risks"

Specifically:

For P2P platform: no fund pool can be set up.

The "Program" stipulates that:

P2P peer-to-peer lending Platform should keep the legal bottom line and policy red line, implement the nature of information intermediary, and shall not set up a fund pool, issue loans or illegally raise funds.

Interpretation:

Wang Yahong, an expert on financial issues:In recent years, after the incidents such as Easy Rent Bao and Pan Asia Institute, Internet finance has not had time to develop and show its inclusive side, and it has prematurely assumed a disgraceful reputation. Strict supervision of P2P industry is conducive to the healthy and orderly development of Internet finance, and it is necessary and timely to carry out special rectification.

For the equity crowdfunding business: no false targets shall be published, and no self-financing shall be allowed.

The State Council’s "Program" stipulates that:

The equity crowdfunding platform shall not publish false targets, raise funds by itself, or raise funds in disguised form. It shall strengthen the information disclosure obligations and shareholders’ rights protection requirements for financiers and equity crowdfunding platforms, and shall not make false statements and misleading propaganda.

Interpretation:

After the publication of the Administrative Measures for Private Equity Crowdfunding (Trial) (Draft for Comment) in December 2014, there was no formal policy for equity crowdfunding since then, and the supervision was backward. This time, the State Council’s notice may have pointed out the key supervision direction in the future.

For real estate finance: it is forbidden to make down payment and standardize crowdfunding to buy a house.

The "Program" stipulates that:

Real estate development enterprises, real estate intermediaries and internet finance institutions shall not engage in real estate finance business by using P2P peer-to-peer lending platform and equity crowdfunding platform without obtaining relevant financial qualifications; Standardize internet "crowdfunding to buy a house" and other behaviors, and prohibit all kinds of institutions from carrying out "down payment" business.

Interpretation:

Under the background of tightening regulation of the property market, it is strictly forbidden to leverage the property market through black-box operations such as crowdfunding to buy a house and down payment.

For Internet companies to engage in cross-border financial business: they should obtain qualifications.

The "Program" stipulates that:

Internet enterprises shall not rely on the Internet to carry out corresponding business without obtaining relevant financial business qualifications, and the essence of conducting business shall conform to the obtained business qualifications.

Without the approval of the relevant departments, many kinds of financial products issued by private placement may not be sold to the public through packaging or splitting.

Interpretation:

Seventeen ministries and commissions, including the central bank, issued the "Implementation Plan for Special Remediation of Asset Management and Cross-border Financial Business Risks through the Internet", proposing that the key points of remediation include: all kinds of Internet enterprises with asset management-related business qualifications but irregular business; All kinds of internet enterprises that carry out financial services such as asset management across borders; Internet enterprises with a number of financial business qualifications and obvious comprehensive operating characteristics.

For third-party payment services: no unlicensed operation is allowed.

In answering a reporter’s question, the leading group for special rectification of Internet financial risks pointed out:

The rectification in the field of third-party payment focuses on the risk of non-bank payment institutions’ reserve funds, inter-agency clearing business, and unlicensed payment business. The third-party payment field has implemented business licenses, and special rectification work will be carried out for institutions that operate payment business without licenses.

Interpretation:

Zhao Wei, Deputy Secretary General of Financial Innovation and Internet Finance Legal Research Center of China University of Political Science and Law:

In recent years, the third-party payment industry has developed rapidly. Non-bank payment institutions have played a positive role in promoting the innovation of payment services and improving and upgrading the level of payment services. However, some problems have also been exposed in its rapid development, especially some payment institutions and even commercial banks have opened payment channels to institutions and personnel engaged in payment business without permission, providing payment convenience, which has caused many cases of infringing on customers’ rights and disrupting financial order.

From the characteristics of the risk events and cases that have occurred, the payment business without a license mainly involves: First, the core business of acquiring bank cards without a license, such as "second clearing". The second is to operate online payment services without a license, such as "big merchant settlement" and electronic wallets that open payment accounts. The third is the issuance and acceptance of multi-purpose prepaid cards without a license.

From the perspective of social harm, the harm of unlicensed payment business is becoming more and more serious. The first is to endanger the safety of customers’ funds and seriously infringe on consumers’ rights and interests. Secondly, it endangers the security of payment information and encourages criminal behavior. Finally, it endangers the market operation order and has no bottom line competition. It has seriously disrupted the market operation order and endangered the safe and steady operation of the payment service market.

Therefore, the just released "Implementation Plan for Special Remediation of Risks of Non-bank Payment Institutions" has made it clear that the rectification of unlicensed payment business should be included in the special rectification of risks of non-bank payment institutions, and all relevant cooperative departments should clarify their responsibilities and determine the time plan, so as to complete centralized cleaning and disposal before the end of November 2016. The "Proposal" also emphasizes the need to promote the establishment of a working mechanism for the normalization and rectification of unlicensed payment services. Only by increasing punishment and forming a long-term system and long-term measures can we completely eliminate the "black sheep" and maintain the healthy development of the payment service market.

Cctv review

Special rectification is an important step to gradually improve the Internet financial supervision system. Internet finance is a new thing, and the deep integration of Internet and finance is also the general trend, which will have a more profound impact on financial products, business scope, organizational structure and service forms. However, the old financial supervision mechanism has lagged behind the development of internet finance in many aspects, so there are many loopholes in practice. On the other hand, the complex structure of Internet finance projects also increases the difficulty of supervision in reality.

The special rectification work is to check and fill the gaps in a targeted manner, further clarify the risk bottom line of Internet finance, protect legal operations, and resolutely crack down on illegal and illegal activities. This means that we can take an important step in gradually improving the supervision of financial Internet financiers, and on this basis, we can further standardize the development of Internet finance, maintain market stability, and effectively protect the interests of market participants.

As a new thing, the development of Internet finance needs not only market-driven, but also technological innovation and policy-standardized development. These are the three pillars supporting the development of Internet finance. Only when the pillars are more stable can Internet finance develop more rapidly in the future and have the opportunity to fully demonstrate its unique charm of innovation and inclusiveness.

Wen Wen Zhao, Deputy Secretary-General of Financial Innovation and Internet Finance Legal Research Center of China University of Political Science and Law

Wang Yahong, an expert on financial issues

Producer/Editor-in-Chief Tang Yi/Li Zhe

Editor/Ji Zhiwen